Life Stage Coverage Hub

Life changes. Your coverage should too.

Find the right health insurance options based on where you are in life—so you’re always covered, protected, and confident.

Choose Your Life Stage Below

Life changes fast—and your health insurance should change with it. Whether you're aging off a parent’s plan, expecting a baby, waiting for job coverage to start, or caring for a loved one, you're in the right place. Click the dropdown that fits your situation best.

I just turned 26

You’re officially aging off your parent’s health insurance. You have 60 days to get your own coverage—and we can walk you through options like Marketplace plans, private PPOs, or Medi-Share.

Learn more:

Marketplace Coverage

► Talk with our team about your next step.

I just started a new job or left one

If your job change means you're gaining, losing, or waiting on insurance, you may qualify for a Special Enrollment Period—or need short-term coverage to avoid a gap. We’ll help you compare COBRA, employer plans, and private options.

Learn more:

Marketplace Coverage

Self-Employed Insurance (if you're now freelancing)

► Be protected while you wait for your new coverage

I'm waiting for job coverage to start (60–90 day waiting period)

If your new job has a waiting period before health benefits kick in, don’t go uninsured. Short-term PPOs and Medi-Share plans can bridge the gap affordably—and start right away.

Learn more:

Self-Employed Insurance

Medi-Share vs Traditional Insurance

► Let us help you with your options.

I’m getting divorced or recently separated

A divorce can mean losing your health insurance—but it also opens a Special Enrollment Period. We’ll help you find coverage that fits your new situation, without overwhelming you.

Learn more:

Marketplace Coverage

Appeals & Forms Hub

► Schedule a no-pressure consult.

I’m expecting a baby or just had one

Pregnancy or birth triggers a new enrollment window—for both you and your child. We’ll help you explore your options, whether it’s Marketplace, KidCare, or something else.

Learn more:

Marketplace Coverage

KidCare & Medicaid Info

► Talk to us about protecting your family.

I lost Medicaid or my child was denied KidCare

If you or your child recently lost Medicaid or were denied, you may now qualify for subsidized Marketplace coverage or other affordable private options.

Learn more:

KidCare & Medicaid Info

Limited Medicaid Guide

► We’ll help you sort it out at no cost.

I just moved

Moving to a new ZIP code may qualify you for a Special Enrollment Period—even if you're already insured. Let’s make sure your new plan works for your new location.

Learn more:

Marketplace Coverage

Self-Employed Insurance

► We’ll check your coverage options for your new area. Are you on...

Medicare or Other Health Coverage.

I just graduated

School coverage is ending, and it's time to get your own plan. Whether you’re working, job-hunting, or figuring out next steps, we’ll help you explore affordable options.

Learn more:

Marketplace Coverage

Medi-Share vs Traditional Insurance

► Reach out today to avoid a gap.

I’m turning 65 soon

You can enroll in Medicare up to 3 months before your 65th birthday—but the options can feel overwhelming. We’ll break down the difference between Advantage, Supplement, and drug plans so you can make the best choice.

Learn more:

Medicare Coverage

► Book your no-cost Medicare prep call.

I’m already on Medicare but need help

Plans change. So do needs. We’ll help you review your current coverage, make adjustments if needed, and ensure you’re not missing out on benefits.

Learn more:

Medicare Coverage

► Let’s evaluate your plan together.

I’m self-employed or a freelancer

As a business owner, you need coverage that flexes with your income. We’ll show you Marketplace options, PPOs, Medi-Share, and other smart strategies for staying protected.

Learn more:

Self-Employed Insurance

Medi-Share vs Traditional Insurance

► Let’s customize a plan that fits you.

My job’s health plan is too expensive for my family

If your employer plan doesn’t cover your spouse or kids affordably, you may qualify for subsidies through the Marketplace—even with the “family glitch.”

Learn more:

Marketplace Coverage

Family Glitch Blog Post (if applicable)

► Let’s find your family better options.

A loved one was just diagnosed with cancer, heart attack, or stroke

When crisis hits, most people realize too late that their health plan doesn’t help with lost income or out-of-pocket bills. We offer supplemental plans that pay cash directly to you in these situations.

Learn more:

Cancer, Heart Attack, Stroke Coverage

Dental, Vision & Supplemental Coverage

► Let us help you protect your future. Are you...

over the age of 65? or Under the age 65?

I’m helping a parent or grandparent with Medicare

Navigating Medicare for someone else can feel like learning a new language. We help adult children and caregivers guide their loved ones without making costly mistakes.

Learn more:

Medicare Coverage

► Get support for your family member.

I’ve lost a spouse or family member

Loss is hard enough—losing coverage shouldn’t add to the stress. You may qualify for new coverage through a Special Enrollment Period or need help exploring life insurance or final expense options.

Learn more:

Marketplace Coverage

Final Expense & Life Insurance

► We’ll help you figure out what’s next.

I’ve become a caregiver

If you’re caring for a loved one full-time or part-time, your own insurance needs may change. You may also need help getting coverage or benefits in place for them.

Learn more:

Medicare Coverage

Self-Employed Insurance

Let’s make sure everyone is covered with:

► Medicare or Other Health Coverage.

Why this matters

Life doesn’t wait. Neither should your coverage.

Missing the right enrollment window could leave you uninsured or stuck paying more than you should. Our team helps you navigate your life change with: