Medicare Advantage

What is Medicare Advantage?

Medicare Advantage, also known as Medicare Part C, is a plan provided by private insurance companies with the help from subsidies provided by the government so that the insurance company can design network based plans at a low or zero premium.

These plans are normally designed with copays and coinsurance throughout the plans as a form of cost share that the client would assume when joining one of these plans. Most plans will include additional benefits at no additional cost to you such as dental, vision, and/or hearing benefits as an example.

So let's take a closer look at Medicare Avantage Plans.

Medicare Advantage Upside:

It’s convenient to have a single plan for everything
The plan covers everything traditional Medicare covers (hospital insurance and medical insurance) as well as emergency and urgent care
Most plans also include prescription drug coverage
Your eligibility isn’t affected by health or financial status
Premiums are low

Medicare Advantage Down Side:

You’re restricted to certain doctors in your network (unless it’s an emergency)
Difficult to switch to Medigap later on
Plan benefits can change from year to year
You’re subject to higher out-of-pocket deductibles, copays and coinsurance.

Click here for mapd plan types

Have questions?

Our MereCare Team is here to help you every step of the way—from scheduling your appointment to making sure your enrollment is smooth and stress-free.